My student loan advice has been quoted in

Hours / About Me


About Me

I’m a NACCC Certified Credit Counselor and a NACCC Certified Student Loan Counselor who has helped over 1,000 student loan loan borrowers. I am the only Certified Student Loan Counselor who focuses exclusively on private student loan issues in the US, as far as I’m aware. Private student loan negotiation is all I do, day in and day out.

My student loan advice has been featured in Forbes Magazine, The New York Times, CBS News, USA Today, Money, Yahoo News,, and The Christian Science Monitor. The personal finance/debt counseling industry is full of fast talking salespeople who are pushing an agenda, which is why my objective and ethical holistic counseling approach stands out. I will help you fully evaluate your situation and recommend the best approach – even if the best approach means not hiring me.

I decided to fully commit to only helping private loan borrowers after hearing from many people that there were no other legitimate counselors who could help them with their private loan issues. As an experienced debt negotiator, I bring an intensive and tactical approach to each account. I have years of negotiating experience with all different types of debt collectors and agencies.

Since I am a true performance based negotiator, I am not paid anything unless I negotiate and execute an acceptable settlement for you. To date, I have negotiated a significant settlement reduction on every for-profit private student loan that I have ever negotiated on. In December 2015 alone, I settled $251,006 in private student loans for a total payoff of $105,641 – an average of 42% of the balance for each settlement. In July 2016, we settled over $500,000 of all types of private student loans.

Contact me to see how my  team can help you knock out your private student loan once and for all – and remember: if I don’t negotiate a good settlement, you pay nothing. The old school debt settlement industry thrives on ineffective, drawn out settlement savings plans and upfront fees; not to mention smoke and mirrors, deceptive marketing practices, and prioritizing profits over what’s best for the client.

See for yourself the difference a certified financial counselor and true performance based negotiator can make – click here to request a free consultation today.


2017 Hours of Operation:

Mon: 10am-8pm EST

Tue: 10am-8pm EST Negotiations Only

(I am not available to return client or potential client calls on Negotiation days – calls and messages from clients and potential clients will be returned on Wednesday)

Weds:  10am-8pm EST

Thurs: 10am-8pm EST Negotiations Only

(I am not available to return client or potential client calls on Negotiation days – calls and messages from clients and potential clients will be returned on Friday) 

Fri:  10am-5pm EST 

Sat/Sun: Closed