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Andrew Weber

NACCC Certified Student Loan Counselor and Certified Credit Counselor

Click here to complete an Online Evaluation Form

Thanks for visiting my site! I’m the top non-attorney private student loan settlement specialist in the United States. I offer no nonsense, no upfront fee settlement negotiation on private student loans, and specialize in settling high balance, high risk private student loan accounts for as low as possible. My negotiation rates are also the lowest in the industry, as far as I’m aware.

With accounts in the upper 5 figures or low 6 figures, the stakes are higher for a successful outcome and there is more to lose if a negotiated settlement is not executed properly. Click here to read my case study about how hiring a professional negotiator can save you money versus negotiating on your own (including my performance based negotiation charge).

I have negotiated settlements with most of the major private student loan lenders, such as: Navient, Sallie Mae, Discover, Wells Fargo, KeyBank, Chase, Citibank, Citizens Bank, Turnstile Capital Management, and the National Collegiate Trust – as well as with many smaller private student loan lenders.

Throughout my 8 years of experience as a debt negotiator; I’ve dealt with front-line collection agents, supervisors, managers, directors, collection attorneys, corporate attorneys, and even bank executives to negotiate reduced sum settlements for my clients.

To get started, click on my 2 minute Online Evaluation Form above so I can get a better understanding of the private student loan problems you’re facing.


Andrew has been an excellent advocate on my behalf...responsive to emails, honest with options and very knowledgeable regarding creditor/collection agency timelines. Three of my private student loans have been settled so far at substantial discounts, with two more currently in negotiation.
- L.S.

The distribution of family estate was being held up by a defaulted student loan for $36,000+. With his superior negotiating skills and personal experience in dealing with the collection agency, Andrew Weber won a 33% settlement within 30 days. I highly recommend his services.
- J.B.

I approached Andrew, when I decided to settle on my private student loans earlier this year. Immediately Andrew knew how to tackle the problem. My original loan was with SallieMae and was transferred over to Navient. Navient had pushed it over for collections to Blitt and Gaines. Andrew walked me step by step throughout process and spoke to me in great details on what he was doing . He kept me informed and advised on his strategy. With his negotiations I was able to achieve a tremendous deal that I would have never acquired on my own.
- S.A.

Andrew went above and beyond what I believe anyone else could have done for us! He answered all questions we had in full detail, answered emails promptly and most of all we could tell he genuinely cared about the outcome. He took the time to make sure we understood the whole process and even taught us a few things about dealing with creditors. I feel like I know Andrew personally even though we have never met face to face! He makes you feel comfortable right away and offers a calming straightforward approach.
- M.M.

In the few months that I have worked with Andrew, I can say that Andrew is an intelligent, ethical, and passionate student loan counselor. His efforts exceed typical "counseling" and is more reminiscent of an advocate. His foundation of knowledge in regards to federal student loans is impressive, and his consultations are comprehensive. He leaves no stone unturned when seeking a solution to a clients student loan dilemma.
- E.L.

I contacted Andrew as I am currently in default with my federal student loans and what a great experience I had! Even though he only works on private student loans and credit card debt he gave me some directions and also recommended a federal loan counselor that can deal with my problem. Thank you Andrew!
- P.P.

Andrew Weber was super fast! My first original email to Andrew was dated: Friday, December 11, 2015. I received an acceptance letter from my private student loan lender less than two weeks later on Wednesday, December 23, 2015! I owed $55,778.64 and the settlement amount was for $22,720.00. This was 40.73% of the total amount I owed. Andrew was able to knock off almost 60% of all my private student loans! Andrew always returned my calls and emails within 24 hours and always kept me in the loop regarding any updates. I can unreservedly recommend Andrew to help you negotiate your private student loans.
- M.T.

Andrew made the settlement process quick and easy. From start to finish, he explained what to expect in detail and responded to any questions quickly, clearly and honestly. He goes above and beyond, looks out for your best interest and gets things done with amazing results.
- M.S.

Private Student Loans

Find out how I can help you negotiate a reduced sum settlement on your private student loans.

Federal Student Loans

Need help determining how to best handle your federal student loans? This page is full of free advice and helpful links.

Download a copy of my FREE Federal student loan ebook to learn about federal options like Income Based Repayment and Direct Consolidation !

Read This Before Hiring Someone To Assist You With Your Student Loans Or Unsecured Debt:

When it comes to hiring a company to negotiate your debt or assist with your student loans, it’s important to carefully consider your options. Most debt negotiation companies use the tired old model of having you save up for years, while taking out their fees (which are usually exorbitant) every month before they settle your accounts – all while interest is accruing and your risk for legal action is increasing.

The practice of taking fees upfront before services were delivered was supposed to be stopped with the no-upfront fee rules, known as the “TSR Amendments”, that were passed in 2010. However, many debt settlement companies are still using various schemes and loopholes to try to take out fees before they deliver results. The worst of them take out fees and then deliver no results, or leave their clients in an even worse position than before.

The key to avoiding a company that doesn’t place your interests first is doing your research, not being pressured into signing any agreements over the phone without taking ample time to review them, and making sure that the person or company you’re hiring has accredited certifications and extensive experience in the personal finance realm.

My approach with each client is to be transparent, honest, and understanding of the personal difficulties they are facing. Your debt issues are not a moral failing – they are simply math problems to be solved. I pride myself on building a strong client relationship with everyone who signs up with me, and the testimonials on this page are proof of that. I take my responsibilities very seriously and will do everything possible to deliver the results that you want. If I can’t, you will not be charged a penny. This is a different approach than the old school debt settlement/debt relief model, which has given the industry a bad name due to their practice of “pay first and ask questions later”. I truly believe that the time for those types of companies has come and gone.

I am part of a new generation of certified financial professionals who consistently deliver a high level of service while executing unique, personalized strategies to get you across your financial finish line – whatever that may look like. My business is built on Midwestern values and a lot of hard work, and I have the results to show for it. Contact me today to learn how I can help you defeat your unsecured debt.